Saturday, July 20, 2024

How to Add Money to Apple Pay Without a Debit Card ?


Apple Pay is a payment device technology for Apple devices that allows you to pay for goods and services non-commercial. Apple has created a platform to help consumers move away from wallets. The app will enable you to manage your debit and credit cards on your iPhone, iPad, or Apple Watch, as you can pay using devices instead of a card. Today, I want to show you how to add Money to Apple Pay without a bank card.

But if you do not have money on any of the cards, it does not mean that you will not be able to use your Apple Pay account to do various things. When your friends and relatives send money to your account, you will have enough balance to help you. Later, you will learn how to transfer money to other Apple Pay account holders.

The ability to transfer money to other people through platforms like Apple Pay has changed the world. Today, you can send someone money within minutes to solve your financial problems. You can even pay someone far away for something like electronics, a car, kitchenware, etc., without physically meeting them.

How To Set Up An Apple Pay Account?

It is straightforward to activate this service on your Apple devices once you have verified that you are the correct user.

  • Open the Wallet App on your iPhone and click the Apple Pay Cash Card option at the top of the page.
  • Then find and click Set Apple Pay Cash.
  • Go through the Terms and Conditions section before clicking Agree. 
  • It may take a few minutes to set up. Then click Add Credit Card *.
  • Please provide the required debit card information about its account number expiration date.
  • Verify your identity by sharing your full name, date of birth, social security number, etc.
  • Then click Continue, and your Apple Pay Cash account will be set up.

How To Add Money To Apple Pay Without a Debit Card

It is common for users to link a debit card to their Apple Pay account to support transactions. However, it is not necessary.

You can easily add money to your Apple Pay account without a bank card by using a credit card instead.

  • Open the Wallet App on your iPhone and click on Apple Cash Card.
  • Then tap Add Money and provide the amount you want to transfer.
  • Provide details of a US-based credit card you wish to use to transfer funds.
  • Confirm transfers and confirm.

Check Apple Pay Balance After The Deposit

Once you have completed the transfer to Apple Pay, you should check that the funds have reached your account successfully.

  • Open the Wallet app on your phone.
  • Tap the Apple Pay Cash Card option.
  • Then click on the three horizontal dots in the upper right corner of the screen. This will open and then Card Settings.

Find the Add to Money tab. The current balance of your account will be stated under this tab.

How to Add Money to Apple Pay without a debit card

I have previously said that you should increase the deductions to help you pay for the services. However, you do not need to use your bank card to upload your Apple Pay account.

For example, you can use your credit card to add money to your account. You only need to follow the same procedure with debit cards to complete the following process.

  • Navigate to your card information using your iPhone.
  • Open your Apple wallet app.
  • Tap the Apple Cash card.
  • Tap Add Money.
  • Enter the amount you will add, which should not be less than $ 10.
  • Click Add, then confirm the U.S. Credit Card you want to use to add funds.

Confirm your activity with your Face ID, Touch ID, or passcode.

Additionally, you can use your bank account to add funds to your Apple Pay account. To transfer money from a bank account to Apple Pay, you need to know all supported banks before you can start. If Apple Pay does not support your bank, you must open a bank account that works with Apple Pay.

Another way to add money to your Apple Pay wallet is for others to send you money in your Apple Pay account. This way, you will be adding money to your account quickly and easily.

Can you add Money from Apple Pay to Cash App?

Just as it is not possible to transfer money from PayPal to Cash App directly, you cannot transfer money directly from Apple Pay to Cash App. However, you can use a bank account to link two transfer platforms.

The first thing is to link a valid bank account with Apple Pay. Next, add the bank account details to the Money Application. After that, you can transfer the amount of money you wish to move to the bank account, log in to your Cash App account, navigate to the Invest in section, select the bank account as the source of income, and follow the instructions. You will be transferring money from Apple Pay to the Cash App.

Frequently Asked Question

How can I deposit money into my Apple Pay account?

It’s easy to add money to your Apple Pay account. You need to open the Wallet app on your iPhone and click on the debit card. Press add money and provide the amount you want to transfer.

In the next step, provide details of the account, debit, or bank card, to which you must transfer funds. Confirm what is being done, and you will get the required amount soon.

Can you send money from your bank account to Apple Pay?

Yes. Tap Settings and then go to the Wallet app on your Apple phone. Then click on the three horizontal dots and press Add money. Provide the money and bank account details and confirm the transfer to the debit card.

Is Apple Pay safe to use?

Apple’s payment system has a strict security setup. Works with encryption on your device, and the Find My iPhone feature also allows you to disable the wallet in case your phone is stolen.